I have a lot of rules for myself. One rule is about food and food prices, specifically snacks. I will not buy Oreos unless they are $2.49 or less. While I was pregnant with Wesley and for a few months after that, I bought Oreos once every month or two. It’s been months since I have bought those tasty little cookies. I was happy to see Oreos on sale 2/$5 PLUS $2 off a purchase of 2 and I had a 75 cent off 2 coupon. I limited myself to 2 packages of Oreos. The 2/$5 sale would not have been enough—they have to be $2.49 or less. My rule for M&Ms is similar. The big bags must be less than $2. 2/$4 is not good enough and it depends on my mood, but I usually count any rebates at the drug store; although, I would rather have a coupon in hand.
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We had a lot a debt: 50K in credit cards, 32K in student loans. We’re down to just 18K in student loans, and we are working on it. How can we do it on 40K a year and save for a house? I have never been more financially stable than I am right now. If I worked, I would spend. It’s best that I’m home with the kids! Most days, I will just be me, transparent and honest. On other days, aside from transparency and honesty, I may share too much information. It's up to you to read or not....
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